Things to Know Before You Enroll in a Marketplace Plan in Atlanta, GA

by | May 27, 2022 | Insurance

A marketplace health plan is a type of health insurance that is offered through the Health Insurance Marketplace. The Health Insurance Marketplace is a government-regulated and standardized marketplace where individuals and families can shop for health insurance.

Marketplace plans are required to cover a set of essential health benefits, which include things like doctor visits, hospitalization, maternity and newborn care, prescription drugs, and more. They are also required to offer a minimum level of financial protection in the event of an accident or illness.

Marketplace plans come in four different tiers: bronze, silver, gold, and platinum. The different tiers refer to the amount of coverage the plan provides. For example, a bronze plan will have the lowest monthly premium but also the highest out-of-pocket costs. A platinum plan will have the highest monthly premium but also the lowest out-of-pocket costs.

If you’re thinking of enrolling in a marketplace plan, there are a few things you should consider. First, check to see if you’re eligible for a subsidy. If you make less than 400% of the federal poverty level, you may be able to get help paying for your premiums.

Second, be aware of the Open Enrollment Period. This is the time each year when you can sign up for or make changes to your plan. It typically runs from November 1st to December 15th.

Ultimately, when choosing a marketplace health plan, it’s important to consider your needs and budget to find the right balance for you. Visit to explore your options and enroll in a marketplace plan in Atlanta, GA.

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